The Preferred ranges from 21. The Chase Sapphire Preferred® Card is a great travel rewards credit card that offers valuable benefits and rewards. Cardholders can redeem points at 1. The Southwest Priority card has a $149 annual fee—about $50 more than the Southwest Premier card. The Chase Sapphire Preferred and the Citi Premier have a lot in common: With sizable welcome bonuses, good returns on spending, transferable points, and manageable annual fees, they’re both excellent. locations and for a statement credit toward. 95 per service call, while the Chase Sapphire Reserve card offers 4 free service calls valued up to $50 each per year. Those bonus points are worth up to $750 in travel through Chase, which can cover the cost of the card’s membership fees for years. At $95 per year, the card offers strong travel protections usually. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. The best credit cards of November 2023. Both cards also offer $10 per. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®The Chase Sapphire Preferred® Card is the winner over Chase Freedom Flex℠. Chase. It offers numerous benefits that can easily justify its $95 annual fee. The card. The Chase Sapphire Preferred has an annual fee of just $95, while the Amex Gold comes with a considerably higher annual fee of $250 (see rates and fees ). That said, the Autograph card’s bonus spending requirement skews higher than some competitors, at $1,500 in your first three months. 3X points with Reserve plus a $300 annual travel credit and 2X points with. Points can be redeemed for travel through the Chase Ultimate Rewards® portal for 1. 49% and runs up to 29. com, Hulu. Rewards winner. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. Credit Cards. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. With that in mind, let me share the four areas where you can get significantly more value with the Sapphire Reserve than the Sapphire Preferred. THE POINTS GUY Let's start with a side-by-side comparison of the. But paying an annual fee of $550 upfront isn't for everyone. Chase Sapphire. You can use your Ultimate Rewards to book flights through the Chase Travel portal. The Chase Sapphire Reserve is a Visa card, which is also widely accepted, while the Amex Platinum is an American Express card. At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. Image Credit: Chase. Best at Bank of America: Bank of America Preferred Rewards. In my opinion this is the most well. 31, 2024, or for a minimum of 12 months, depending on your activation date. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. Reward your inbox with the TPG Daily newsletter. All you have to do after logging into your account is go to the main menu on your. 5 points per dollar on Lyft through March 2025. The Sapphire Preferred Card has a minimum $5,000 credit line. Interest. The benefits come through Visa. Pros 3x points on restaurants. Who shouldn't get the Sapphire Preferred? While many travelers should apply for the Chase Sapphire Preferred Card, certain types of travelers shouldn't go for the card. Chase Sapphire Reserve is a better credit card overall because its points are more valuable. These include 5x miles on travel purchased through the Chase Ultimate. The Chase Sapphire Preferred® Card is our best overall travel credit card for vacation rentals due to its reasonable $95 annual fee, generous earning rates and flexible rewards. Its initial bonus is 60,000 points. Here’s a list of the rates and fees you should be aware of before applying for the Chase Sapphire Reserve: Annual fee: $550. If Sapphire Reserve is the gold medalist, then the Chase Sapphire Preferred® Card deserves a close silver in the travel rewards card competition. Cons. The initial sales of chase sapphire reached the sales target, but the net revenue of the company dipped after completion of 1 st year. The credit card company finally opened its first Sapphire Lounge over in Hong. Chase Sapphire Preferred® Card: Best for beginners. Chase Sapphire Reserve Fees. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. In this article, we pit the Chase Sapphire Reserve® vs. The Chase Sapphire Preferred charges a variable APR of 21. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. 7 cents each, so to me, that’s a return of either 3. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). All three cards require applicants to meet high income and/or spending standards for approval. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. With great travel perks like lounge access and big-time travel credits, it’s no wonder the card is so popular. 99% variable (see rates and fees ). Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Compare. $50 Annual Ultimate Rewards Hotel Credit:. The Chase Sapphire Preferred is an excellent travel rewards card, but it’s got plenty of competition if you’re looking for something cheaper or better. Among the other benefits coming into play as of August 16, 2021, the card will now offer a $50 annual credit on hotel stays purchased through Ultimate Rewards. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. The Chase Sapphire Preferred has better point transfer capabilities that could push the value you could get from the bonus ahead of the Citi Premier’s offer -- particularly if you redeem for. Best at Chase for travelers: Chase Sapphire℠ Banking. If you like to travel, the Chase Sapphire Preferred is probably the best overall. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. For savings. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. The Preferred card also gives you 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. Both the Sapphire Reserve and Amex Platinum have a high annual fees: $550 and $695 respectively (see rates and fees). Without the initial bonus, you’ll need to spend. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . Both cards do have features and benefits that help to justify or offset the annual fees though. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. You. Best Alternatives to the Chase Sapphire Reserve Card. Bank Cash+® Visa. Global Entry, TSA PreCheck or NEXUS application fee statement credit of up to. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. Its collection of travel and purchase protections, statement. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. Using it cuts the annual fee down to only $45. 60,000 Ultimate. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. after you spend $4,000 on purchases in the first 3 months from account opening. A. You won't have Priority Pass lounge access any longer, but you'll still be. Chase Sapphire Preferred. So if you spent $25,000, you'd earn an additional 2,500. CHASE. There are plenty of quality credit cards competing with the Chase Sapphire Reserve credit card. Best Alternatives to the Chase Sapphire Preferred Card: Best for International Travel: Citi Premier® Card Best for Lounge Access: Capital One Venture Rewards Credit Card Best for Everyday Spending: Chase Freedom Unlimited® Best for Renters: Bilt Mastercard® 🎉NEW! Unlimited Cash-Back Match Offer🎉 Chase Freedom Unlimited® Apply Now The Best Alternatives to Chase Sapphire Reserve. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. You can redeem both Membership Rewards and Ultimate Rewards for cash back plus a variety of. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. Points are worth. While none of these cards have foreign transaction fees, American Express cards are generally accepted at fewer. It is located in the West Hall of the International Departures area near Gate 40. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. When redeemed for travel through the Ultimate Rewards portal, each point earned by the Chase Sapphire Preferred® Card is worth 1. To get you started, new cardmembers can earn 60,000 bonus points after spending. However, we value Chase points at 2 cents per point, making 100,000. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. Bottom Line Chase Sapphire Preferred is one of the best credit cards for. The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. Chase Sapphire Preferred® Card. Earning the Chase Sapphire Preferred’s welcome bonus was much faster and easier than most other credit cards. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Credit Cards. , both Chase and Wells Fargo are popular options. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. There are some of the best perks. S. 25 cents per point). Chase Sapphire Preferred Card. 10% bonus points of your total purchases made the previous year, every account anniversary. The caps are higher with the benefits from Visa Infinite. The Chase Sapphire Preferred offers one of the best sign-up bonuses available right now. Earn 3x points on:The Chase Sapphire Reserve® currently offers a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. The Sapphire Preferred has a $95 annual fee, and it earns 5 points on travel purchased through Chase Ultimate Rewards, 2 points on all other travel purchases, and 3 points on dining, online. 2 days ago · Many of its competitors use a “hub-and-spoke” system, which filters a. Chase Sapphire. . The J. Plus, its 5X points on travel purchased through the Chase portal, 3X points on. Most Prestigious Credit Cards in 2023 Chase Sapphire Preferred® Card. And while you don’t receive any stay credits automatically. com, Hulu. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. Chase Sapphire Preferred® Card. 49% - 28. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). Personally, my anniversary bonus is worth 1,523 (worth about $19 including the +25%). The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). Here are areas where the cards beat the competition, with the maximum coverage amount by category. It has an annual fee of $550, but includes an annual up to $300 travel credit to help essentially cover some of the cost. In turn, its 60,000-point bonus is worth $750 in travel. 25 cents per point: Chase Sapphire Preferred ® Card; Chase Sapphire ® Card (no longer open to new applicants)After years of sitting on the sidelines in the travel rewards card market – dominated by banks like Chase and American Express with points you can transfer to hotels and airlines – it looks like Wells Fargo is finally looking to get in on the action. 0125. 2x points on dining and travel purchases. You will earn 3x Ultimate Rewards® points on dining (one of the best credit cards for restaurants and dining ). The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. Several other cards weigh in at 17g, including The Platinum Card® from American Express and the Capital One Venture X Rewards Credit Card. * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. The Sapphire Reserve's most natural competitors are another card. But an annual fee should not be the end. The Chase Sapphire Preferred Card weighs 13 grams and is made out of a proprietary mix of metal. But the Chase Sapphire Preferred® Card has a lower annual fee ($95) than its competitors and plenty of lucrative rewards. But this offer is only available in physical Chase Bank branch locations. Chase Sapphire Preferred is worth it if you spend $4,000 during the first 3 months your account is open, as you’ll qualify for an initial bonus of 60,000 points. Earn 2% on select card purchases and 1% on all other card purchases. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Apply Now Learn more. card_name: 66,200 Amex Membership Rewards points. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. You can redeem your Ultimate Rewards point totals for travel-related purchases. Your points are worth 25% more when you booking award travel instead of cash or gift card rewards. That's $750 when you redeem. Points are worth 1. Here’s why the $95 annual fee is. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. You can book some of the fanciest Park Hyatt properties in the entire portfolio,. Chase Sapphire Preferred: 60,000. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. ANNUAL FEE. Chase Sapphire Lounge by the Club. There’s more to know about the Chase Sapphire Preferred’s fee structure than just the annual fee. Select which purchases you’d like to redeem points. United Quest℠ Card. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. That. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire. New cardholders signing up for the Chase Sapphire. 5 points if you have an Ultimate Rewards-earning credit card like the Ink Business Preferred Credit Card or Chase Sapphire Preferred Card. 25 cents per point in value. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from. With a $95 annual fee, it's not an expensive card, which makes it an especially good choice for beginners. $95. If you were to downgrade the Chase Sapphire Preferred in Jan 2019 to a Chase Freedom card and apply for the Chase Sapphire Reserve, you would not qualify for the bonus due to the 48. It's the lower tier of the Sapphire cards -- Chase also offers an elite version known as the Chase Sapphire Reserve. 9% on all orders. To file a claim over the phone, start by calling 888-320-9961. Ink Business Preferred Credit Card: Best for small business owners. Based on TPG's valuations, that's worth $1,200. † Pricing & Terms. Their portal is better than Chase but still annoying to use, decent for a couple domestic flights. It has a generous sign-up bonus and you can earn points on. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. Note that the Sapphire Preferred card is the little sibling of the $550-annual-fee premium Chase Sapphire Reserve® which may make the Preferred a more appealing card to apply for since the. Best for premium Uber. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. One of the most important factors is your credit score. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. Best at Chase: Chase Premier Plus Checking℠. This is thanks to a 25 percent points boost for. Card Weight: 17 grams. Welcome Bonus. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit. First, you could book flights directly through the Ultimate Rewards travel portal. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. United℠ Explorer Card. That matches the redemption rate when using points from the Chase Sapphire Preferred on travel purchases through the Chase travel portal. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. At $95 per year, it offers a simple two miles per dollar spent. Best at Bank of America: Bank of America Preferred Rewards. 49%. When Sapphire. The Chase Sapphire Preferred also has a 1:1 point transfer rate to Chase’s travel partners. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. Welcome offers. Chase Sapphire Reserve 's $550 annual fee is higher than the average annual fee among new credit card offers right now. Chase Sapphire Preferred Card: Best for beginners. Both come with manageable annual fees for beginners and experts, at $95 per year. Approval Factors for Chase Sapphire Preferred. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. If you're. Winner: Chase Freedom Flex. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. All three cards require applicants to meet high income and/or spending standards for approval. 1. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. Also, the Venture X comes with cell phone insurance. Best at Citibank: Citigold® by. The competitors would be Amex Plat and C1 VX. Capital One Venture vs. In this area, the Chase Freedom Unlimited shines. According to Chase, that would equate to a. Chase Sapphire Reserve®: Best Premium Card; Chase Sapphire Preferred® Card: Best Travel Rewards for a Low Annual Fee; Chase Freedom Flex℠: Best for Multiple Bonus. U. Since I had a plan, it only took me a few days to earn the bonus and get my extra. The Sapphire Preferred has a $95 annual fee, while the Sapphire Reserve has a $550 annual fee, but I subtract $300 from that, due to the value of the travel credit. Luxury Card trio. Chase Sapphire Preferred. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Chase Sapphire Preferred comes with a variable annual percentage rate (APR) ranging from 21. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. Best credit cards for groceries. When you pay for travel with the Sapphire Preferred, you'll earn 2 points for every dollar spent, even on expenses such as tolls and monthly parking. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. Redeem toward most anything Disney at most Disney U. Sapphire Preferred highlights include: The card currently offers a 60,000-point sign-up bonus — worth a minimum of $750 toward paid travel. . Dream bigger with the Disney Premier Visa Card from Chase. The question is, how do you choose the right card?. com. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. Chase Sapphire Preferred vs. The Chase Sapphire Reserve earns 3x points on travel purchases. Chase’s Competitors Respond. It. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. To waive the monthly service fee at Bank of America, you’ll need at least one direct deposit per month of $250 or more. Not only does the card offer 3X points on restaurants. Chase Sapphire Preferred benefits, from primary rental car insurance to $10 worth of free stuff each month, can get you a value that exceeds the card's annual fee. Chase Sapphire Preferred has a bonus offer that provides new cardholders with 60,000 points after $4,000 spent within the first 3 months — a great deal. Shop Peloton Bikes, Tread, Guide, or Row. Let’s refer back to our earlier spending scenario. Its closest competition within the Chase credit card lineup is the Chase Sapphire Preferred ® Card. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. Cardholders earn 5 points per $1 on travel purchased through. As a premium (read: annual fee-charging) travel card, Chase Sapphire Preferred has two advantages over the Chase Freedom in this respect: a 25% redemption bonus when you redeem your rewards for. The. We recommend having a FICO score of. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. New Chase Sapphire Preferred® Card members can now earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. New cardholders of the. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. Best for Uber credits: American Express® Gold Card. The Platinum Card® from American Express. The best Visa Signature card can be a matter of opinion. The bottom line. Annual Fees. So, $95 - $50 -. Still, Chase Sapphire Preferred points are only worth 1. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. 10% point bonus each year. 25 cents each within the Chase Ultimate Rewards® portal. Sapphire Reserve: Reserve Dethroned. Chase Sapphire Reserve. That's $750 when you redeem. 5% cash back on all spending, which you can convert to 1. There’s only a $95 annual fee, yet the card has. 1% in that category. 5, while Sapphire Preferred's earning rate is 5. 31, 2024, to take advantage of this perk. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. As noted in our full guide to Bilt Rewards, you also can redeem points for exercise classes, items from the Bilt Collection, discounts on rent and even put them toward a downpayment on a home. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. One of the following each month: Receive one direct deposit of $250. Maria Adams, Credit Cards Moderator. Rating. Additionally, cardholders. Additionally, it offers flexible point redemption options, no foreign. Best at Citibank: Citigold® by. locations and for a statement credit toward. Updated Thu, May 25 2023. If Chase Sapphire has been your main card for a year, it's probably worth paying the fee from one more year for the goodies. Maintain $1,500 minimum balance. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. 25 cents when redeemed for travel booked through Chase's online portal, operated by. If you book travel through the Chase Ultimate Rewards travel portal, you'll earn 5 points per dollar spent, equivalent to a 10%. Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. 2. 25 cents per point through the Ultimate Rewards travel portal. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. The Chase Sapphire Preferred® Card also comes with a decent amount of perks and partner benefits, and it’s not hard to justify paying the $95 annual fee: Up to $50 in annual hotel credits for bookings through the Chase Ultimate Rewards® portal. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. Chase Sapphire Lounge by the Club.